GLOBAL FINANCE
HAR KADAM AAPAKE SATH
Get quick personal loans up to ₹40 Lakh with flexible EMI options. No collateral required. Apply now and get funds in 24 hours.
Apply now and get approval within 24 hours
We provide the best personal loan solutions tailored to your needs with complete transparency
We compare across 30+ banks to get you the most competitive rates starting from 10.5% p.a.
Say goodbye to paperwork. We need just 4 basic documents to process your application.
Get your loan sanctioned within 24 hours. We value your time and trust.
Our team of experts guides you at every step from application to disbursement.
Choose the right personal loan product that fits your financial goals
Quick eligibility criteria for salaried and self-employed individuals
Min. age 21 yrs, Max 58 yrs
Min. income ₹15K/month
Min. age 25 yrs, Max 65 yrs
ITR for last 2 years
CIBIL score 650+
Good repayment history
Salaried: 1+ year
Self-Employed: 2+ years
Personal Loans often provide timely help to ease one's debt burden or even meet an unplanned emergency. As an informed customer, one can proactively negotiate all aspects of one's Personal Loan, particularly the cost of the loan, the processing charges and the EMI. Global Group offers some very lucrative plans in terms of Personal Loans. Personal Loan is a short term credit option available to clear a pressing debt, or meet an unseen emergency and Global Group has some of the best offer in hand. In layman's talk, it can be from any source viz. a relative, a friend, an employer, a self-help group, a co-operative society, a bank etc. In business terminology, it is a type of loan extended by a bank or a non banking financial institution under legal agreement with its customer.
In the Indian retail banking scenario, Personal Loans often provide a timely succor for many debt-ridden clients, and a few genuinely in-need credit worthy customers. Before one opts for a Personal Loan, one has to zero-in on the need itself. One can take a paper and a pen, or open one's notebook to make a SWOT analysis of the option. If the threats outweigh the gains from the opportunity, then one needs to consider other loan options such as secured gold loan, or loan against tangible assets, as per individual situation. If gains are substantial, and mitigate a real time fund crunch, then one can certainly take an unsecured Personal Loan from Global Group.
In case of Personal Loans, a needy customer need not be a customer in hurry. One has to negotiate for the most competitive rate, preferably at a fixed rate for the total term of the loan. One has to work out the loan period to suit one's capacity to repay. Often, tailor made solutions on the loan period can significantly reduce one's debt burden. Again, one has to bargain for a minimal processing fee, as this can vary from a mere 0.50% to a significant 3% of the total loan amount. In case, the loan is for pay-off of another loan, one needs to know the wait-in period for the loan pay-off. One has to make provisions for any payments during the wait in period.
Besides this, the customer needs to negotiate for minimum processing costs for the pay-out. An unwary customer, in hurry, can end up getting a cash advance much less than what one needed. The better homework one does on one's Personal Loan, the greater is one's savings at the end of the day and if you need expert advice please feel free to contact us.
As a proactive customer, one should not sign any loan document without reading it or understanding the fine print. Oral assurances of the processing agent or the lender need to be treated with care and caution if these are not supported by written provision in a legally acceptable format. Next, one should have in possession the original copy of the signed loan agreement. Then one should make a note of the cheques issued, the date on which these would be encashed and standing instructions, if any. These proactive measures certainly enable one to strengthen one's credit worthiness in a short span of time and when dealing with Global Group, customers are made to follow these procedures to ensure smooth transactions and complete transparency.
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